Lincoln & Wenk, PLLC
View Blog Navigation

Dealing with health care expenses as divorced parents

If you're a divorcing parent, one of the items you and your spouse need to address in your child custody and support agreements is your children's health care. Insurance coverage is key. You need to determine which of you will be responsible for it.

If you and your spouse both have insurance coverage through an employer-sponsored plan, you can both include your children on your plans. One would be the primary plan and the other the secondary. The secondary plan can help cover costs not covered by the primary plan.

If you have health insurance for your kids through some other plan, you'll need to determine who will pay for that coverage or if the two of you will split it.

Beyond the health insurance premiums, you'll need to determine how medical expenses not covered by insurance will be paid for. This includes co-pays. Sometimes, one parent covers all of the medical expenses. In other cases, it's split between the parents.

It's important to track medical expenses and payments. Often, the parent who takes the child for a check-up or other medical care will pay the co-pay at the doctor's office or another medical facility, and the other parent will reimburse them for all or part of that co-pay. There are co-parenting apps that help parents track these and other expenses and reimbursements.

As part of your custody agreement, you'll determine who has the legal right to make medical decisions for your children. Typically, both parents do if they have shared custody.

Whatever you decide, you should inform your children's health care providers so they know whom they can share information with and who can make decisions regarding the kids' health care. It's also essential to communicate with each other regarding your children's health -- even if they have no serious health issues.

There's a lot to think about as you divorce. If your kids are healthy, you may not give much thought to how their medical care will be covered. However, it's best to work out the details during the divorce. This can prevent confusion and conflict later on. Your attorney can help you work to do what's best for your children.

No Comments

Leave a comment
Comment Information
  • Super Lawyers
  • 2015 ARAG | Elite Service Provider
  • AV | Peer Review Rated for Ethical Standards & Legal Ability | Preeminent | Martindale-Hubbell from LexisNexis
  • American Association for Justice | Formerly the Association of Trial Lawyers of America (ATLA)
  • Arizona Association of Family Law Attorneys - AZAFLA
  • Lincoln & Wenk, PLLC BBB Business Review
  • Association of Top 100 2019 | American Trial Lawyers
  • American Academy Of Trial Attorneys | AATA | Premier 100 | 2015
  • Family Law | Top 10 | Attorney And Practice Magazine's | 2018 | Attorney
  • Top Valley Lawyers 2017 | North Valley Magazine
  • American Institute of Family Law Attorneys | 10 Best 2017-2018
  • Veteran Owned Business - A Registered Vetrepreneur on Buyveteran.com - 2014
  • Avvo Top Attorney
  • Avvo Client's Choice
Email Us For A Response

Need legal help from an attorney?
Contact us now to schedule a consultation with our lawyers

Bold labels are required.

Contact Information

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.


Privacy Policy

Goodyear Office:
1616 North Litchfield Road
Suite 140
Goodyear, AZ 85395

Phone: 623-748-4890
Fax: 623-536-1984
Goodyear Law Office Map

Peoria Office:
16165 N. 83rd Avenue
Suite 200
Peoria, AZ 85381

Phone: 623-748-4890
Fax: 623-536-1984
Map & Directions

Phoenix - Desert Ridge Office:
20830 N. Tatum Blvd
Suite 210
Phoenix, AZ 85050

Phone: 623-748-4890
Fax: 623-536-1984
Phoenix Law Office Map